Tuesday, July 18, 2006

Explanation of Benefits or Why I'm a Bad Risk for Employers

From the private insurance company which would never have accepted me as a client if my parents hadn't gotten me coverage at birth:

Explanation of Benefits:
THIS IS NOT A BILL

Hospital A
....
11/14/05-12/08/05
Hospital Incidentals 32,241.65
Hospital Incidentals 518.43
Hospital Incidentals 13,860.65
Hospital Incidentals 3,926.12
Hospital Incidentals 195.39
....

[Nine pages of this]

....

Hospital A may bill you: $459,880.33
Hospital B may bill you: $27,347.44
Hospital C may bill you: $10,539.63

....

Studies have shown that the Sonicare toothbrush removes more plaque than brushing with a regular toothbrush. For more information, go to www.brushwith[privateinsuranceco].com.


Because the first thing you think about after learning you may be billed a half million dollars is whether or not you are using the best toothbrush.

5 comments:

piny said...

Well, cavities are expensive.

A friend of mine just found out he has MS; he's negotiating the same insurance issues wrt employment.

Anonymous said...

but since when is a cavity worth half a million? i suppose if it were filled with gold. -jen

blue said...

Cavities are expensive. Ironically, they're not covered by this insurance, though.

Anonymous said...

Sucks doesn't it. The larger question is why does the bill have to be so much like the price the millitary pays for a hammer or a toilet seat (a boatload of money) when people like us whom are trying to get by on the middle of the road wages (and two wage earners in this household) try to pay an outragous healt care expense. i realize that supplys need to be used and people need to be paid and such .....

piny said...

Cavities are expensive. Ironically, they're not covered by this insurance, though.

Hee! That...makes so much sense.